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Why your credit score is important

When you apply for credit in Australia, credit providers examine your credit report to determine how risky lending money to you is.

Your credit report is important in determining:

  • Whether or not your application will be approved; and

  • How much you can borrow and under what conditions

That is why it is critical to review your credit report PRIOR to applying for a loan

Since 2014, your credit report has also included positive information, such as timely repayments. We can help you figure out what your score is and what you might need to do to improve it in collaboration with our licensed brokers!

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